Ampla's Legal Agreements

Last updated: September 30, 2021

Welcome, and thank you for your interest in Ampla LLC (fka Gourmet Growth LLC, “Ampla”, “we”, “our” or “us”) and our website at getampla.com, along with our related websites, networks, applications, mobile applications, and other services provided by us hereunder (collectively, the “Ampla Services”).  These terms of use are a legally binding agreement (the “Agreement”) between you (the business that has accepted this Agreement) and Ampla regarding your use of the Ampla Services.  Capitalized terms in this Agreement are defined in the glossary at the end of the Agreement.

The Ampla Services are integrated with certain third party servicers, that we call Third Party Servicers.  Evolve Bank & Trust, Member FDIC (“Evolve”) is one of our Third Party Servicers. Deposits in the Ampla Account are held by Evolve Bank and Trust and insured up to $250,000 by the FDIC. Ampla is not a bank. Ampla works with federally-chartered partner banks to enable banking services. By opening a deposit account through the Ampla Services, you also agree to Evolve Bank & Trust’s Deposit Agreement (posted at https://synapsefi.com/evolve-bank-deposit-agreement), Synapse Financial Technologies, Inc.’s (“Synapse”) Terms of Service (posted at https://synapsefi.com/tos) and Synapse’s Privacy Policy (posted at https://synapsefi.com/privacy) (all three, collectively, the “Evolve Bank Agreement”).

Information About Procedures For Opening A New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open a new account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documentation.

PLEASE READ CAREFULLY. BY OPTING TO ACCEPT THIS AGREEMENT OR BY USING THE AMPLA SERVICES YOU AGREE THAT YOU HAVE READ, UNDERSTOOD AND YOU AGREE TO BE BOUND BY THIS AGREEMENT, THE AMPLA PRIVACY POLICY (POSTED AT GETAMPLA.COM/LEGAL) AND THE EVOLVE DEPOSIT AGREEMENT.  IF YOU ARE NOT ELIGIBLE, OR DO NOT AGREE TO THIS AGREEMENT, THE AMPLA PRIVACY POLICY OR THE EVOLVE DEPOSIT AGREEMENT, THEN YOU DO NOT HAVE OUR PERMISSION TO USE THE AMPLA SERVICES.  YOUR USE OF THE AMPLA SERVICES AND AMPLA’S PROVISION OF THE AMPLA SERVICES TO YOU CONSTITUTE AN AGREEMENT BY BOTH YOU AND AMPLA TO BE BOUND BY THIS AGREEMENT.

Arbitration Notice

Except for certain kinds of disputes described in the Arbitration provision below, you agree that disputes arising under this Agreement will be resolved by binding individual arbitration, and BY ACCEPTING THIS AGREEMENT, YOU AND AMPLA ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN ANY CLASS ACTION OR REPRESENTATIVE PROCEEDING. YOU AGREE TO GIVE UP YOUR RIGHT TO GO TO COURT to assert or defend your rights under this contract (except for matters that may be taken to small claims court). Your rights will be determined by a single ARBITRATOR and NOT a judge or jury.  See the Arbitration provision below.

The Ampla Services

Ampla will provide the Ampla Services to you for the term of this Agreement subject to the payment of applicable Fees and compliance with the terms of this Agreement.  As part of the Ampla Services, Ampla hereby grants to you a non-exclusive, non-transferable, non-assignable right to use the Ampla Services, as per the terms of this Agreement.  You acknowledge that the Ampla Services are cloud-based hosted services and no copies of the Ampla Services or Ampla System will be delivered to you.  The Ampla Services shall be used by you solely for your own purposes and Ampla does not convey any right, title or interest in the Ampla Services or Ampla System to you.  Your right to use the Ampla Services shall terminate upon any termination of this Agreement or any suspension of the supply of the Ampla Services to you or to all users.

Intellectual Property Rights

The Ampla System, including its source and object codes, documentation (including all descriptive material concerning the functions and technical specifications of the Ampla System, user manuals, technical manuals, and other materials issued to you), appearance, structure and organization, is a proprietary product of Ampla and is protected by copyright and other laws.  Title to the Ampla System, and any copy, update, modification or merged portion thereof, shall at all times remain with Ampla.  You acknowledge that Ampla expressly reserves the entire right, title and interest in and to the Ampla System, and retains the exclusive right to reproduce, publish, sell, modify, distribute, prepare derivative programs of, and license to other licensees, the Ampla System.  You shall not decompile, disassemble, reverse engineer, or otherwise attempt to derive the source code or utilize any expression of the Ampla System in other than object code form.  You shall not alter or otherwise modify the Ampla System.  You shall not remove any trademarks, proprietary legends, or copyright notices from the Ampla System, or reproduce, publish, sell, modify, distribute, prepare derivative programs of, or sublicense the Ampla System in any manner.   Nothing in this Agreement shall confer or grant to you any Intellectual Property Rights in the Ampla Services or Ampla System.

Account And Users

So long as you are not in breach of this Agreement, you shall be granted a unique and private Account accessible through the Service. The Account shall be a record of your Transactions and Fees.  Ampla shall provide you with access codes for the Account.  You shall not disclose such codes or permit any third party to use them on penalty of forfeiting the whole of the Account.  You assume full responsibility for the use of your Account.  From time to time, you will be invited to enter certain preferences and specifications within the Account that will apply to the Ampla Services; you assume exclusive responsibility for such selections even if they contain errors by you, or result in losses to you.  Any additional terms and conditions posted to the Site with respect to the Account or specific Ampla Services preferences selected by you are incorporated herein by reference.

An Admin User may be granted administrative rights in your Account, including the right to allow more than one individual User from your organization to access your Account.  Where there is more than one User in your Account, you are responsible for all acts and omissions of each individual User. You guarantee that each User shall comply with the terms of this Agreement.  Each reference to you in this Agreement shall refer to both you and each of your Users.

Except as required to deliver the Ampla Services or as otherwise required by law, Ampla shall not grant any third-party access to your Account. You shall notify Ampla by email to compliance@getampla.com immediately of any loss or disclosure, whether voluntary or otherwise, of any Account password or access code to a third party.  This notification must be made to Ampla by the means outlined below and confirmed receipt by Ampla.  Ampla may interrupt or refuse all access and any orders made using this password within one (1) business day following the receipt of the notification.

Maintenance And Service Charges

Ampla shall use commercially reasonable efforts to ensure smooth operation of the Ampla Services for the duration of this Agreement.  Ampla shall not, however, have any liability whatsoever to you in the event of any failure or bugs in the Ampla Services, or interruptions of the Ampla Services.  When made aware either by you or otherwise, of any error, anomaly, malfunction or bug, Ampla shall respond in the manner it determines to be appropriate, or decide to not respond, in its sole discretion.

During the term of the Agreement, Ampla shall maintain, update or replace the Ampla Services and the Site in such a manner as it determines to be appropriate.  Ampla may, but has no duty to, provide new versions of the Ampla Services for you in order to correct errors; improve, develop or adapt the existing version; and add new functions and features.

Ampla does not have the obligation to provide any specific developments or error corrections in the Ampla Services or any such future developments or corrections separately, even if specific developments are provided and used in connection with specific Ampla Services. Ampla reserves the right to modify the Ampla Services at its sole discretion, even if such modifications reduce the functionality of the Ampla Services.

Collection, Use, Storage And Disclosure Of Personal Information

YOU HEREBY AUTHORIZE AMPLA TO, DIRECTLY OR THROUGH THIRD PARTIES, MAKE ANY INQUIRIES AND CONDUCT ANY INVESTIGATION TO VERIFY YOUR IDENTITY.  The Ampla Services require certain information concerning you, including but not limited to your name, address, phone number, email address, Bank Account information and other Third Party Servicer account information.  You represent that any information you provide to Ampla shall be complete and accurate and you shall promptly correct any errors in the information provided to Ampla.

You grant Ampla the right to collect, store, use and disclose your Data for the limited purpose of providing the Ampla Services and its integration with Third Party Services that you use, or wish to use.  To the extent that your Data includes data concerning third parties, you represent that you have obtained the necessary consents for Ampla to collect, process, store such data hereunder from the relevant data subjects.  Your Data collected by Ampla is subject to the Ampla Privacy Policy, posted at the Site and incorporated herein by reference.  Subject to applicable law, where Ampla is subject to a subpoena request for your Data, Ampla shall provide you with an opportunity to contest the request, failing which Ampla shall cooperate with the request.  You hereby consent for Ampla to obtain from Evolve, and each other Third Party Servicer whose services are integrated with your Ampla Services Account, information concerning the Bank Account and their respective services in order that such Data can be used by Ampla to assist in the supply of the Ampla Services.  Where required by Law, we will disclose your Data to law enforcement agencies.

Ampla reserves the right to keep your Data for the term of this Agreement plus seven (7) years.

Device Security

You shall use commercially reasonable efforts to secure your Data in your possession or under your control.  You assume exclusive responsibility for ensuring the security of your Device and the Data on it.  You shall use a password or other security device to lock your Device.  You shall immediately notify Ampla of any actual or suspected breaches in the security of Data, whether in your Devices or otherwise.  Ampla is not liable for the operation or failure of your Devices or those of any third party, including but not limited to processors, hosting services, internet service providers and other Third Party Servicers.  You will not operate your Device in a manner that does not meet the applicable security requirements of Third Party Servicers. You shall be required to use a Two-Factor Authentication control, in addition to your login, to authorize any wire transfers. You agree that this control is an appropriate security procedure, designed to verify the authenticity of wire transfer orders and not to detect errors in transmission.

Device Security

You shall use commercially reasonable efforts to secure your Data in your possession or under your control.  You assume exclusive responsibility for ensuring the security of your Device and the Data on it.  You shall use a password or other security device to lock your Device.  You shall immediately notify Ampla of any actual or suspected breaches in the security of Data, whether in your Devices or otherwise.  Ampla is not liable for the operation or failure of your Devices or those of any third party, including but not limited to processors, hosting services, internet service providers and other Third Party Servicers.  You will not operate your Device in a manner that does not meet the applicable security requirements of Third Party Servicers. You shall be required to use a Two-Factor Authentication control, in addition to your login, to authorize any wire transfers. You agree that this control is an appropriate security procedure, designed to verify the authenticity of wire transfer orders and not to detect errors in transmission.

Prohibited Activities

It is forbidden for you to use the Ampla Services to, directly or indirectly, knowingly or unknowingly assist in any Prohibited Activity or any illegal activity.

Prohibited Users

The Ampla Services may not be used for individual consumer use.  You must be a business, charitable organization or not-for-profit organization to be party to this Agreement and access to the Ampla Services.

The following Persons are prohibited from using the Ampla Services: (i) Persons who appear on the U.S. Department of the Treasury, Office of Foreign Assets Control (OFAC), Specially Designated Nationals List (SDN); (ii) Persons who are less than 18 years of age; (iii) Persons, or their Affiliates who have procured services from Ampla and have been terminated for cause by Ampla; and (iv) individual consumers.

1) General

You shall use the Ampla Services only for good faith Transactions and not for Transactions on behalf of third parties.  You shall review Transactions and promptly notify Ampla of any irregularities or actual or suspected unauthorized activity.  You shall provide Ampla and, where applicable, the Third Party Servicer, with all of your Data that is necessary for Ampla to carry out a Transaction. Ampla does not have the ability to undo Transactions. Depending on the availability of such services from your Third Party Servicer, Transactions may include, for example, the transfer of Data from you to your Third Party Servicer to initiate an outgoing electronic funds transfer payment or a wire transfer, each from your Bank Account or other account held by you with the Third Party Servicer pursuant to your applicable Third Party Servicer Agreement. You hereby grant Ampla permission to not deliver Transaction Data to a Third Party Servicer where such Data may result, as determined by Ampla or the Third Party Servicer in their sole discretion, in a payment transaction for which your Bank Account or other Third Party Servicer account contains insufficient funds. Ampla offers no guarantee as to the financial results of any Transaction, all of which are the sole and exclusive responsibility of your Third Party Servicers.  Ampla makes no representation or warranty as to the accuracy or completeness of any Transaction or other Data all of which is your responsibility.  Ampla is under no obligation to monitor the content of Data to, for example, detect fraud by you, Third Party Servicers or other third parties. While certain specific Transaction types are discussed below, there may be other forms of Transactions available from time to time.

2) Account Aggregation Disclosure

Your use of the automated bank account feeds (“Account Aggregation Services”) in connection with opening your Evolve Bank Account is subject to the following terms.

Provide Accurate Information. You agree to provide true, accurate, current and complete information about yourself and your accounts maintained at other websites, including financial institutions. You will not misrepresent your identity or your account information. You represent that you have all the rights to provide such information and license the Content, as defined below. You agree to keep your account information up to date.

License. You are licensing to Ampla LLC and its service providers, including Synapse, any information, data, passwords, materials or other content (collectively, “Content”) you provide through the Account Aggregation Services. You license the Content to the Platform and its service providers to access, use and store the Content. Platform and its service provider may use, display, distribute and reproduce the information obtained via the Account Aggregation Services exclusively for the purposes of delivering Ampla LLC and banking services to you. You may revoke this license at any time by emailing at support@getampla.com.

Third-Party Accounts. By using the Account Aggregation Services, you authorize Ampla LLC and its service providers to access third-party sites designated by you, on your behalf, to retrieve information requested by you, and to register for accounts/request loans. For all purposes hereof, you grant Platform and its service providers a limited power of attorney, and you hereby appoint Platform and its service providers as your true and lawful attorney-in-fact and agent, with full power of substitution and resubstitution, for you and in your name, to access third-party internet sites, servers or documents, retrieve information, and use your information exclusively for the purposes of delivering Ampla LLC’s banking services to you. You understand that the Platform and its service providers may access your third-party accounts any time and obtain access to the information in such third-party accounts at any time while you have an account with Ampla LLC.

3) Card Transactions

Where permitted by Ampla in your Account, Ampla shall permit Card Transactions.  Each Card Transaction consists of (i) you indicating a payment you wish to make to a Merchant using a Card; (ii) an Issuer issuing a Card; (iii) Ampla loading its own funds onto the Card; (iv) Ampla providing the Card number for you to use in making a payment to a Merchant thereby creating a claim for such amount payable by you to Ampla; and (v) you reimbursing Ampla for the amount Ampla loaded into the Card. At no time in a Card Transaction are you at risk of loss of your funds.

4) Limitations

In order to reduce the risk of Ampla Services or Third Party Servicer Services being used for money laundering, the financing of terrorism or other Prohibited Activity or otherwise in breach hereof and to limit Ampla and Third Party Servicer exposure to excessive security, financial or reputational risk, Ampla reserves the right to impose limits on Transactions and other elements of the Ampla Services at its sole discretion including but not limited to the Transaction limits, Transaction cut-off times, and other account and transaction limitations set forth in the Evolve Bank Agreement. Ampla reserves the right to cancel or suspend transactions due to fraud or compliance-related concerns.

5) Errors

In the event of an error in a Transaction, you shall immediately notify Ampla of the error via support@getampla.com.  Ampla shall use commercially reasonable efforts to investigate the error, but makes no representation as to its ability to correct the error.  You shall provide Ampla with any information necessary to investigate an error in a Transaction.  Transactions will often result in payments from your Bank Account or in respect of other Third Party Servicer accounts; the availability of error correction or resolution will vary from one Third Party Servicer to another. Some payment transactions, such as wire transfers, are irreversible, so you agree to exercise extreme caution when initiating any Transaction.

6) Wire Transfers

You may only initiate a wire transaction via Ampla’s website. Business day wire cutoff times are 1:00 PM ET for international wires and 4:00 PM ET for domestic wire transfers. Any wire transfer requests received after these times will be processed the following business day. All wire transfer requests are final and are not subject to recall orders or stop payments. You are solely responsible for the accuracy of the information contained in the payment order. The wire transaction will be completed relying exclusively on the information provided by you.  Upon submitting a wire transfer request, you authorize Synapse's partner bank(s) to execute payment orders on your behalf and to debit the account specified in the payment order for the amount of the wire transfer.

Your Relationships

Ampla is not party any of your Relationships, being the relationships that give rise to Transactions or your other use of the Ampla Services.  You are solely responsible for any Transactions placed through the use of the Ampla Services or other use of the Ampla Services.  Ampla shall not be liable for any errors caused by you or interruptions of any hosting company computer systems or communication lines.  Where your Relationship or a Transaction relates to the purchase or sale of Product, Ampla has no liability with respect to Product or any third-party supplier thereof.

Fees

The Ampla Services are available to you subject to your payment of Fees.  Fees are disclosed on the Site, which disclosure is incorporated herein by reference. Ampla may make promotional Fee offers that will not necessarily apply to you.  Fees vary depending on the Ampla Services you select.  You shall pay Fees and other amounts owing to Ampla no later than fifteen (15) days of the date of the invoice which Ampla provides to you.  All Fees and costs are non-refundable.  Should you not pay sums owed to Ampla by the agreed upon date, Ampla reserves the right to suspend or terminate the Ampla Services.  In addition to suspension and termination rights, Ampla reserves the right to charge interest from the payment due date at the lower of 15% per annum, or the maximum amount allowed by law. Fees are exclusive of all taxes, levies or duties imposed by any national, federal, state or local taxing authorities.  You shall be solely responsible for payment of all such taxes.  Should Ampla be required to pay any such taxes, you shall reimburse Ampla for all tax payments in full, within thirty (30) days of receipt of an invoice therefore. Third Party Servicers charge their own fees for Third Party Servicer Services; unless otherwise indicated on the Site, Fees hereunder do not include amounts you may owe Third Party Servicers under Third Party Servicer Agreements.

Your Representations

You hereby represent, warrant and covenant to Ampla that:

  1. Legal Authority
    You have the legal authority to bind your organization to this Agreement and to perform hereunder and under each Third Party Servicer Agreement to which you are a party.  You are the exclusive owner of the Account and are not operating the Account on behalf of any third party.
  2. Legal Capacity
    You have the legal capacity to enter into this Agreement and perform your obligations hereunder.
  3. Business Use Only
    You are a business and shall use the Ampla Services for business purposes and not for personal, family or household purposes.
  4. Notice Of Defects
    You shall immediately advise Ampla of defects in the Ampla Services or any claim or threatened claim against Ampla.  You shall immediately notify Ampla of any defects in a Product for which a Third Party Servicer has been used as a payment method.
  5. Compliance With Laws
    Your use of the Ampla Services conforms to all applicable laws and the terms of this Agreement.
  6. Ampla Not Liable For Products
    As between you and Ampla, you assume all responsibilities and liabilities associated with any Product that you purchase or sell and your Relationships with sellers of such Products.
  7. Latest Version Only
    You shall promptly install any and all upgrades, bug fixes and other improvements to the Ampla Services, such as they may be from time to time.
  8. Legal Counsel
    You have had the opportunity to review this Agreement with legal counsel prior to accepting the terms hereof.
Indemnification

You shall defend, indemnify and hold harmless Ampla, its directors, officers, employees, agents, assigns, processors, suppliers and successors-in-interest from and against any and all third-party liability, damages, losses, claims, demands, actions, causes of action, costs and expenses (including attorneys’ fees and expenses) arising out of or resulting from: (i) your performance under this Agreement including, without limitation, performance, non-performance, or defect in performance, any statement, misstatement, representation or misrepresentation made by you; (ii) the negligent or wilful acts or omissions of you or your Users, agents and/or employees; (iii) any statements, claims, representations or warranties made by you or your Users, agents and/or employees, relating to the Products or any other matter; (iv) your provision or, or failure to provide Products; (v) any of your Relationships; (vi) your acts or omissions; (vii) you relationship with any Third Party Servicers or any other third party; (viii) any and all tax liabilities associated with Transactions, the sale of Products, regardless of which party has a legal duty to collect and remit the same; (ix) use of the Account; (x) any vendor to you; (xi) attorneys’ fees and other costs and expenses paid or incurred by Ampla in the enforcement of this Agreement, or in collecting any amounts due from you hereunder; (xii) responding to requests for Data or your information by third parties including but not limited to subpoenas or court orders for the same; and (xiii) Transactions or financial transactions of you, Third Party Servicers or other third parties.

Term And Termination
  1. Term
    The term of this Agreement shall start on the earlier of the date that you have accepted the terms of this Agreement via the Site, or your use of Ampla Services, and end thirty (30) days thereafter, after which it shall be renewed automatically for additional consecutive thirty (30) day periods, unless earlier terminated in accordance with the terms hereof.
  2. Termination
    You can terminate this Agreement at any time by closing your Account or by sending notice to Ampla that you wish to terminate this Agreement.  Ampla can terminate or suspend performance hereunder at any time for no reason or for any reason without prior notice or consent to you.  Ampla also reserves the right to suspend supply of the Ampla Services or terminate this Agreement without prior notice to you in the event that Ampla determines, in its sole discretion, that continuing to perform hereunder would expose Ampla to excessive security, financial or reputational risk.
  3. Procedure Upon Termination
    Upon any termination of this Agreement, you shall no longer be entitled to use the Account, Ampla Services or the Site.  Upon request by Ampla at termination, you shall either destroy or return all Ampla Data and documentation related to the Site and Service, in all forms, both complete and partial, in all media.  All provisions regarding indemnification, representations, warranties, liability and limits thereon and Confidential Information shall survive termination.  Termination of this Agreement shall not relieve you of your obligations to pay accrued Fees or other liabilities of yours hereunder.
  4. Discontinuance
    Ampla reserves the right to suspend or discontinue the Service at any time at its sole discretion without liability or penalty hereunder.
  5. Compliance With Laws
    Your use of the Ampla Services conforms to all applicable laws and the terms of this Agreement.
  6. Ampla Not Liable For Products
    As between you and Ampla, you assume all responsibilities and liabilities associated with any Product that you purchase or sell and your Relationships with sellers of such Products.
  7. Latest Version Only
    You shall promptly install any and all upgrades, bug fixes and other improvements to the Ampla Services, such as they may be from time to time.
  8. Legal Counsel
    You have had the opportunity to review this Agreement with legal counsel prior to accepting the terms hereof.
Confidentiality

Each party acknowledges that it may directly or indirectly disclose Confidential Information to the other party in the course of negotiation of and performance of this Agreement.  All such Confidential Information disclosed hereunder shall remain the sole property of the disclosing party (or other third party), and the receiving party shall have no interest in, or rights with respect thereto, except as set forth herein.  Each party agrees to treat such Confidential Information with the same degree of care and security as it treats its most confidential information.  Each party may disclose such Confidential Information to employees and agents who require such knowledge to perform services under this Agreement.  Except as otherwise contemplated by this Agreement, neither party shall disclose the Confidential Information of the other party to any third party without the prior written consent of the disclosing party, and the duty of confidentiality created by this section shall survive any termination of the Agreement.  Nothing in this Agreement shall prevent Ampla from collecting, storing, using and disclosing your Confidential Information for the purpose of providing the Ampla Services.

For the purposes of this Agreement, “Confidential Information” means all proprietary, secret or confidential information or data relating to either party and its affiliates, operations, employees, products, services or clients.  Confidential Information shall include lists, pricing information, computer access codes, instruction and/or procedural manuals, and the terms and conditions of this Agreement. Information shall not be considered Confidential Information to the extent, but only to the extent, that such information is: (i) already known to the receiving party free of any restriction at the time it is obtained; (ii) subsequently learned from an independent third party free of any restriction and without breach of this Agreement; (iii) or becomes publicly available through no wrongful act of the receiving party; (iv) independently developed by the receiving party without reference to any Confidential Information of the other; or (v) required to be disclosed by law.  Without limitation, the terms of this Agreement shall be Confidential Information of Ampla only.

Limitation Of Liability

THE AMPLA SERVICES ARE PROVIDED ON AN "AS-IS", "AS AVAILABLE", AND “WITH ALL FAULTS” BASIS.  TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, AMPLA EXPRESSLY DISCLAIMS ANY IMPLIED WARRANTIES AND CONDITIONS, INCLUDING ANY IMPLIED WARRANTIES OR CONDITIONS OF USABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT, AS WELL AS ANY WARRANTIES THAT THE AMPLA SERVICES PROVIDED BY AMPLA OR THAT THE OPERATION OF THE AMPLA SERVICES WILL BE INTERRUPTION OR ERROR FREE OR WITHOUT VIRUSES OR OTHER HARMFUL MATERIALS. AMPLA DOES NOT MAKE ANY WARRANTY AS TO THE RESULTS OBTAINED FROM THE USE OF THE AMPLA SERVICES.  ANY MATERIAL AND/OR DATA DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE AMPLA SERVICES IS AT USER’S OWN DISCRETION AND RISK.  YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA RESULTING FROM THE AMPLA SERVICES.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, AMPLA, ITS SUPPLIERS AND LICENSORS, SHALL NOT, UNDER ANY CIRCUMSTANCES, BE LIABLE, TO THE EXTENT PERMITTED BY APPLICABLE LAW, TO YOU OR ANY THIRD PARTY FOR CONSEQUENTIAL, INCIDENTAL, SPECIAL OR EXEMPLARY DAMAGES, EVEN IF AMPLA HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING.  EXCEPT AS REQUIRED BY LAW OR PURSUANT TO THE ARBITRATION PROVISION BELOW, IN NO EVENT SHALL AMPLA’S LIABILITY (WHETHER BASED ON AN ACTION OR CLAIM IN CONTRACT, TORT OR OTHERWISE) TO YOU, OR ANY THIRD PARTY, IN ANY WAY CONNECTED WITH OR ARISING OUT OF THIS AGREEMENT (AND ALL OTHER AGREEMENTS BETWEEN AMPLA AND YOU) EXCEED THE FEES ACTUALLY PAID TO AMPLA BY YOU DURING THE THREE (3) MONTHS PRIOR TO THE EVENT GIVING RISE TO LIABILITY.

AMPLA IS NOT A BANK, FINANCIAL INSTITUTION OR FINANCIAL ADVISORY SERVICE. AMPLA DOES NOT PROVIDE FINANCIAL ADVICE. YOU SHALL SEEK THE ADVICE OF A PROFESSIONAL FINANCIAL ADVISOR (E.G. YOUR BANKER) IF YOU ARE UNCERTAIN ABOUT ANY OF YOUR FINANCIAL TRANSACTIONS.

Ampla shall use its commercially reasonable efforts to perform its obligations hereunder, however, Ampla, its Affiliates, agents or licensors shall not be liable for any loss resulting from the activities of you, nor from any erroneous statements or errors in transmission, nor for any loss resulting from any delay, interruption or failure to perform hereunder due to any circumstances beyond Ampla’s reasonable control including, without limitation, acts of god, fire, explosion, earthquake, riot, terrorism, war, sabotage, accident, embargo, storms, strikes, lockouts, any interruption, failure or defects in Internet, telephone, or other interconnect services or in electronic or mechanical equipment.  Ampla’s obligations hereunder shall be suspended during any of the foregoing circumstances, which suspension shall not be a cause for termination of this Agreement by you. Ampla does not represent or warrant that the Ampla Services suits your needs.  In addition, in the event of any failure of the Ampla Services, or in the event Ampla otherwise defaults under any provision of this Agreement, then your sole and exclusive remedy shall be termination of this Agreement and, to the maximum extent permitted under applicable law, you hereby waive and relinquish any and all other rights or remedies it may have at law or in equity.

Arbitration
  1. Generally
    Any dispute arising in connection with this Agreement will be resolved by binding arbitration whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and regardless of whether a claim arises during or after the termination of this Agreement. YOU UNDERSTAND AND AGREE THAT, BY ENTERING INTO THIS AGREEMENT, YOU AND AMPLA ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION.
  2. Expectation
    Notwithstanding the foregoing, nothing in this Agreement will be deemed to waive, preclude, or otherwise limit the right of either party to: (a) bring an individual action in small claims court; (b) pursue an enforcement action through the applicable federal, state, or local agency if that action is available; (c) seek injunctive relief in a court of law in aid of arbitration; or (d) to file suit in a court of law to address an intellectual property infringement claim.
  3. Arbitrator
    Any arbitration between you and Ampla will be settled under the Federal Arbitration Act and administered by the American Arbitration Association (“AAA”) under its Consumer Arbitration Rules (collectively, “AAA Rules”) as modified by this Agreement. The AAA Rules and filing forms are available online at www.adr.org, by calling the AAA at 1-800-778-7879, or by contacting Ampla. The arbitrator has exclusive authority to resolve any dispute relating to the interpretation, applicability, or enforceability of this binding arbitration agreement.  There shall be a single arbitrator who shall be an attorney practicing commercial law in New York.  The arbitration shall take place in English.
  4. Notice Of Arbitration; Process
    A party who intends to seek arbitration must first send a written notice of the dispute to the other party by certified U.S. Mail or by Federal Express (signature required) or, only if that other party has not provided a Ampla physical address, then by electronic mail (“Notice of Arbitration”). Ampla’s address for Notice is: legal@getampla.com. The Notice of Arbitration must: (a) describe the nature and basis of the claim or dispute; and (b) set forth the specific relief sought (“Demand”). The parties will make good faith efforts to resolve the claim directly, but if the parties do not reach an agreement to do so within 30 days after the Notice of Arbitration is received, you or Ampla may commence an arbitration proceeding. All arbitration proceedings between the parties will be confidential unless otherwise agreed by the parties in writing. During the arbitration, the amount of any settlement offer made by you or Ampla must not be disclosed to the arbitrator until after the arbitrator makes a final decision and award, if any. If the arbitrator awards you an amount higher than the last written settlement amount offered by Ampla in settlement of the dispute prior to the award, Ampla will pay to you the higher of: (i) the amount awarded by the arbitrator; or (ii) $10,000.
  5. Arbitration Fees
    If you commence arbitration in accordance with these Terms, Ampla will reimburse you for your payment of the filing fee, unless your claim is for more than $10,000, in which case the payment of any fees will be decided by the AAA Rules. Any arbitration hearing will take place at a location to be agreed upon in New York County, New York, but if the claim is for $10,000 or less, you may choose whether the arbitration will be conducted: (a) solely on the basis of documents submitted to the arbitrator; (b) through a non-appearance based telephone hearing; or (c) by an in-person hearing as established by the AAA Rules in the county (or parish) of your billing address. If the arbitrator finds that either the substance of your claim or the relief sought in the Demand is frivolous or brought for an improper purpose (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)), then the payment of all fees will be governed by the AAA Rules. In that case, you agree to reimburse Ampla for all monies previously disbursed by it that are otherwise your obligation to pay under the AAA Rules. Regardless of the manner in which the arbitration is conducted, the arbitrator must issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the decision and award, if any, are based. The arbitrator may make rulings and resolve disputes as to the payment and reimbursement of fees or expenses at any time during the proceeding and upon request from either party made within 14 days of the arbitrator’s ruling on the merits.
  6. No Class Actions
    YOU AND AMPLA AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and Ampla agree otherwise, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding.
  7. Modifications To This Arbitration Provision
    If Ampla makes any future change to this arbitration provision, other than a change to Ampla’s address for Notice of Arbitration, you may reject the change by sending us written notice within 30 days of the change to Ampla’s address for Notice of Arbitration, in which case your account with Ampla will be immediately terminated and this arbitration provision, as in effect immediately prior to the changes you rejected, will survive.
General
  1. Notices And Electronic Communications
    You consent to communication under this Agreement by electronic means.  Any notice, demand, request or other communication required or permitted to be given under this Agreement shall be in writing and delivered personally, or sent by prepaid registered mail, return receipt requested or other recognized courier, facsimile or by email: to Ampla at the address set forth above; to you at the address provided therefore upon completion of the Application or registration with the Site; or to such other address as either party may have previously indicated to the other in writing in accordance with the foregoing.  Any such notice, request, demand or communication shall be deemed to have been received on the day it was delivered personally or by email, or on the fifth (5th) day following mailing or emailing unless there is a disruption of any kind of postal service.
  2. Independent Contractor
    Neither party has any right to create any obligations on the part of the other party, without the other's prior written consent.  Nothing in this Agreement or the course of dealing of the parties shall be construed to constitute the parties hereto as partners, joint ventures or as agents or employees of one another or as authorizing either party to obligate the other in any manner.
  3. On-line Or Written Formation Of Contract
    By acceptance of the terms hereof on-line by you or by execution of a written acceptance of the terms hereof by you, this Agreement together with any supplemental agreements and appendices constitute the entire, valid, legally binding agreement between the parties pertaining to the subject matter contained in it and supersedes all prior and contemporaneous agreements, representations and understandings of the parties. No waiver of any of the provisions in this Agreement shall be deemed or shall constitute a waiver of any other provision, whether or not similar, nor shall any waiver constitute a continuing waiver.  No waiver shall be binding unless executed in writing by the party making the waiver.
  4. Amendments
    From time to time Ampla will post amendments or revisions to this Agreement, including, without limitation, amendments to Fees, on the Site.  Ampla reserves the right to make modifications to these Terms of Service at any time and for any reason. Ampla will provide notice of these amendments or revisions to you through the Account or the Site.  If the amendment or revision is required in order for Ampla and the Ampla Services to remain in compliance with applicable laws or regulations, then the amendment or revision shall take effect as of when it is posted to the Site.  If, on the other hand, the amendment or revision is not required under law, and you do not close your Account within thirty (30) days of notice on the Site of the amendment or revision, then you shall be deemed to have accepted the amendment or revision.  Other than as provided in this section, this Agreement may not be amended except by express consent of both parties through the Site or by such other means as Ampla may reasonably prescribe.  Notwithstanding the foregoing, Ampla reserves the right, without any prior notice or consent, to change the method of access to Ampla Services or the Account. In the event that a change to the Terms of Service will result in an increase of fees, an increase of liability to our users, fewer types of electronic funds transfers, or stricter limitations on the frequency or dollar amount of transfers, you will be notified twenty one (21) days before the effective date of such change.
  5. Non-Disparagement
    Neither party shall publish negative statements concerning the other party during the Term of this Agreement.  You shall not use the names, logos or marks of Ampla other than as expressly permitted by Ampla.
  6. Assignment
    You may not assign this Agreement, or any rights hereunder, directly or by operation of Law, without the prior written consent of Ampla which consent may be withheld for any reason, at Ampla's sole discretion.  Ampla may assign any of its rights or obligations hereunder without prior notice to or consent from you.  Any assignment hereof not in accordance with this provision shall be null and void.
  7. Successors
    This Agreement and the provisions hereof shall inure to the benefit of and be binding upon the parties and their respective successors and permitted assigns.
  8. Remedies
    All remedies of either party hereunder are cumulative and may be exercised concurrently or separately.  The exercise of any one remedy shall not be deemed to be an election of such remedy and shall not preclude the exercise of any other remedy.  No failure on the part of either party to exercise and no delay in exercising any right or remedy hereunder shall operate as a waiver of such right or remedy.
  9. Governing Law
    This Agreement is governed by the laws of the State of New York without regard to conflict of law principles. You and Ampla submit to the personal and exclusive jurisdiction of the state courts and federal courts located within New York County, New York for resolution of any lawsuit or court proceeding permitted under this Agreement. The Ampla Services operate from the Ampla offices in New York, New York and Ampla makes no representation that the Ampla Services are appropriate or available for use in other locations.
  10. Claims
    No legal action of any kind arising out of this Agreement may be brought by you against Ampla if the event giving rise to said legal action occurred more than one (1) year before the legal action is commenced. To the extent permitted by law, the parties agree to waive their rights to a jury trial or class action.
  11. Third Party Beneficiaries
    Each Third Party Servicer with whom you have a Third Party Servicer Agreement is a third party beneficiary under this Agreement entitled to enforce the rights of Ampla versus you.
  12. Publicity
    Any publicity campaigns by you that mention Ampla, including but not limited to press releases, shall be subject to the prior written approval of Ampla. Ampla may include you in any publicity campaigns, including but not limited to press releases, as well as include you in its public list of customers. You authorize Ampla to display its logo and include “Powered by Ampla” on your user interface to the Ampla Services.
  13. Support
    We are under no obligation to provide support for the Ampla Services. Questions, comments or requests submitted to Ampla customer service department shall be handled via the contact information for Ampla provided on the Site.
  14. Suggestions
    If you choose to provide input and suggestions regarding the Ampla Services (“Feedback”), you hereby grant Ampla an unrestricted, perpetual, irrevocable, non-exclusive, fully-paid, royalty-free right to exploit the Feedback in any manner and for any purpose, including to improve the Ampla Services and create other products and services.
  15. Severability
    The provisions of this Agreement are severable, and if any part of it is found to be unenforceable, the other portions shall remain fully valid and enforceable. In the event that any provision of this Agreement is not enforceable in accordance with its terms, such provision shall be reformed to make such provision enforceable in a manner that provides Ampla the maximum rights and protection permitted at law.
  16. Whole Agreement
    References to “this Agreement” include any Account Fees, schedules, supplementary agreements, addendum, appendices and amendments and any other agreements, schedules appendices and amendments promulgated by Ampla and furnished to you from time to time.  This Agreement replaces any earlier versions hereof appearing on the Site or otherwise.  This Agreement, however, does not apply to any loan agreement, merchant purchase agreement, or other financing agreement you have or may obtain with or through Ampla or any Affiliate of Ampla.
  17. Contact Information
    The Ampla Services are offered by Ampla LLC, located at 115 W 30th St, Suite 601, New York, NY 10001. You may contact us by sending correspondence to that address or by emailing us at info@getampla.com.  Bank services are provided by Evolve Bank & Trust, Member FDIC, through our banking software provider, Synapse, and other FDIC insured institutions. To report a complaint relating to the bank services, email help@synapsefi.com.
  18. Messages
    You may be able to send messages to others through certain functionality on the Ampla Services. You represent and warrant that: (i) you will only send messages to others who have given you their express consent to receive messages; (ii) you, and only you, are responsible for sending messages and Ampla merely acts as a Data transfer service; and (iii) you will indemnify and hold Ampla harmless from any and all claims arising out of your messages.  If a recipient of messages you send requests that we prevent you from sending additional messages to them through the Ampla Services, then we will abide by such recipient’s request and block you (and other users of the Ampla Services) from sending messages to such persons.
  19. Notice To California Residents
    If you are a California resident, under California Civil Code Section 1789.3, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 N. Market Blvd., Suite S-202, Sacramento, California 95834, or by telephone at (800) 952-5210 in order to resolve a complaint regarding the Ampla Services or to receive further information regarding use of the Ampla Services.
  20. Not a Restricted Party
    You hereby represent and warrant that: (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
Glossary

The following terms shall have the meanings indicated below:

“Account” means an account made available to you through which you can transmit instructions or receive information in relation to the Ampla Services;

“ACH” means Automated Clearing House payment transaction;

“Admin User” means a User that you have authorized to make Ampla Services selection preferences on your behalf, activate and deactivate other Users and exercise administrative privileges in your Account;

“Affiliate” means, in relation to a Person, another Person that directly or indirectly owns or controls, is owned or controlled by, or is under common ownership or common control with the Person, or a Person's principal partners, shareholders, or owners of some other ownership interest.

“Ampla”, “Ampla LLC”, “Platform”, “we”, “our” or “us” means Ampla LLC d/b/a Ampla f/k/a Gourmet Growth LLC d/b/a Gourmet Growth, a company located at 115 W 30th St, Suite 601, New York, NY 10001;

“Ampla Data” means information concerning the Ampla Services or provided to you by Ampla through the Account or otherwise;

“Ampla Privacy Policy” means the privacy policy of Ampla posted at getampla.com/legal, such as it is from time to time.

“Ampla Services” means our Site, along with our related websites, networks, applications, mobile applications, and other services provided by us hereunder, a service for businesses including (i) the secure communication of Data between you, Third Party Servicers and Ampla; (ii) the Card Transactions; and (iii) such other services as are available to you through the Account from time to time; excepting, however, any loan agreement, merchant purchase agreement, or other financing agreement you have or may obtain with or through Ampla or any Affiliate of Ampla.

“Ampla System” means a cloud-based system operated by Ampla that allows you to access your Account and initiate Transactions;

“Application” means the paper or online application completed by you when applying for the Ampla Services all of which is incorporated herein by reference;

“Bank Account” means your account, if any, with Evolve or another Third Party Servicer;

“Card Transaction” means: (A) Ampla (i) causing a Card to be issued by an Issuer; (ii) Ampla using its own funds to load such Card with Transaction funds; and (iii) permitting you to use the Card to complete a payment Transaction with a Merchant; and (B) after the Merchant has processed the Transaction, you reimbursing Ampla for the amount thereof from your Bank Account or otherwise;

“Card” means (i) a credit or debit card in the form issued under license from Visa, MasterCard; or (ii) any other valid credit card, charge card or debit card accepted as a method of payment by Merchant with Company's prior written approval;

“Data” means your Data or Ampla Data;

“Fees” means those amounts for which you are liable to pay in consideration of the Ampla Services posted on the Site, such as they are from time to time.

“Intellectual Property Rights” means all patent rights, copyright rights, mask work rights, moral rights, rights of publicity, trademark, trade dress, works of authorship, inventions, discoveries and service mark rights, goodwill, trade secret rights and other intellectual property rights as may now exist or hereafter come into existence, and all applications therefore and registrations, renewals and extensions thereof, under the laws of any state, country, territory or other jurisdiction;

“Issuer” means a member of a Payment Network that is in the business of issuing Cards;

“Laws” shall mean laws, statutes, codes, ordinances, orders, decrees, rules, regulations, and municipal bylaws, whether domestic, or foreign, all judgments, orders, writs, injunctions, decisions, rulings, decrees, and awards of any government authority having jurisdiction;

“MasterCard” means MasterCard International, Inc.;

“Merchant” means a Third Party Servicer that is a merchant offering to sell you goods or provide you with services for which you wish to make a payment;

“Payment Network” means any of Visa, MasterCard or any other valid credit card, charge card or debit card accepted as a method of payment by a Merchant or through which an Issuer issues Cards;

“Person” is to be broadly interpreted and includes an individual, a corporation, a partnership, a trust, an unincorporated organization, the government of a country or any political subdivision thereof, or any agency or department of any such government, and the executors, administrators or other legal representatives of an individual in such capacity;

“Product” means any product or service for sale or provided by you or for which a Third Party Servicer is used to make payment or for which Ampla Services are used to assist in a payment;

“Prohibited Activity” means the operation of or the direct or indirect facilitation of any of the following and/or that is illegal in the United States or in the jurisdiction where the person carrying out the activity is resident, domiciled or located; bath salts and herbals; bill payment services; buyers or discount clubs; cigarettes, tobacco or e-cigarettes; credit counseling or repair agencies; credit protection or identity theft protection services; digital goods including digital currency; direct marketing or subscription offers; inbound or outbound telemarketing businesses including lead generation businesses; infomercial sales; internet, mail or telephone order pharmacies or pharmacy referral services; items that encourage, promote, facilitate or instruct others to engage in illegal activity; items that may be counterfeit including, but not limited to:  designer handbags, clothing and accessories, and consumer electronics; items that may infringe or violate any copyright, trademark, right of publicity or privacy or any other proprietary right under the laws of any jurisdiction; items that promote hate, violence, racial intolerance, or the financial exploitation of a crime; items that promote, support or glorify acts of violence or harm towards self or others; legal fees including bankruptcy attorneys; live animals; medical equipment; multi-level marketing businesses (MLM); obscene or pornographic items; payment aggregators; prepaid phone cards or phone services; purchase, sale or promotion of drugs, alcohol, or drug paraphernalia, or items that may represent these uses; real estate or motor vehicles; rebate based businesses; sales of money-orders or foreign currency; up-sell merchants; using the Ampla Services as a means to transfer funds between bank accounts held in the same name; using the Ampla Services for any illegal purpose, or in violation of any local, state, national, or international law, including, without limitation, laws governing intellectual property, taxation and other proprietary rights and data collection and privacy; using the Ampla Services in a manner that Ampla or any payment card network reasonably believes to be an abuse of the payment card system or a violation of payment card network rules; using the Ampla Services in any manner that could damage, disable, overburden, or impair Ampla including without limitation, using the services in an automated manner; using the Ampla Services in violation of the terms of this Agreement, as reasonably determined by Ampla; using the Ampla Services in a way that in any way assists others in violation of any law, statute or ordinance; using the Ampla Services to collect payments that support pyramid or ponzi schemes, matrix programs, other “business opportunity” schemes or certain multi-level marketing programs; using the services to control an account that is linked to another account that has engaged in any of the foregoing activities; using the Ampla Services to defame, harass, abuse, threaten or defraud others, or collect, or attempt to collect, personal information about others, registered recipients, or third parties without their consent; using the Ampla Services to intentionally interfere with another person’s enjoyment of it, by any means, including uploading or otherwise disseminating viruses, adware, spyware, worms or other malicious code; using the Ampla Services to make unsolicited offers, advertisements, proposals, or to send junk mail or spam to others; using the Ampla Services to send or receive what Ampla considers to be funds for something that may have resulted from fraud or other illegal behavior; using the Ampla Services while impersonating any person or entity or falsely claiming an affiliation with any person or entity; or weapons including replicas and collectible items; weight loss programs; wire transfer money orders;

“Rules” means the rules and regulations of Payment Networks including those of Visa (available here https://usa.visa.com/dam/VCOM/download/about-visa/visa-rules-public.pdf) and MasterCard (available here https://www.mastercard.us/en-us/about-mastercard/what-we-do/rules.html);

“Site” means getampla.com or such other sites as Ampla indicates are engaged in the supply of the Service.

“Third Party Servicer Agreement” means an agreement between you and a Third Party Servicer concerning the supply of Third Party Servicer Services.  The Evolve Bank Agreement is a Third Party Servicer Agreement;

“Third Party Servicer Service” means the services of Third Party Servicers pursuant to Third Party Servicer Agreements, such as, for example, banking services from Evolve;

“Third Party Servicer” means a party to a Third Party Servicer Agreement with you, such as, for example Evolve or an Issuer;

“Transaction” means (i) sending or attempted sending of Data, by way of the Ampla Services, between any of you, Ampla and a Third Party Servicer; or (ii) a Card Transaction;
“Visa” means Visa U.S.A., Inc. or Visa International, Inc.;

“User” means an individual user of your Account for the Ampla Services;

“You” or “you” means the business that has accepted this Agreement, as identified in an Application, on the Site, in the Account or by other means acceptable to Ampla;

“Your Data” or “your Data” means any and all non-public personal information of yours related to Transactions, such as for example, Card information;

“Your Deposit Account” or “your Deposit Account” means a bank account designated by you in the Application, through the Account as the account from which Fees can be debited;

“Your Relationship” or “your Relationship” means the agreement or other relationship between you and a Third Party Servicer or other third party that gives rise to you wishing to use the Ampla Services and carry out Transactions;

“Your Device” or “your Device” means a computer system, tablet or phone used by you to manage Data or your business;

Banking Services provided by Evolve Bank & Trust, member FDIC. Card issued by Evolve Bank & Trust. All Rights reserved. ©2019-2021 Ampla LLC.

Last updated: September 30, 2021
PLEASE READ CAREFULLY

Ampla LLC d/b/a Ampla f/k/a Gourmet Growth LLC d/b/a Gourmet Growth, together with its affiliates (collectively "Ampla", "we", "us", “our”) places a high priority on the privacy of individuals who visit our website, getampla.com (“Site”) and/or who cause the businesses they represent to use our cloud-based hosted services (“you” or “User”) including our banking platform or any of our other websites, networks, applications, mobile applications, or other services provided by us (collectively, the "Ampla Services"). When any of these activities occur, your Personal Information may be collected and processed by Ampla. Ampla takes steps to ensure that how we handle Personal Information is ethical and fair.

This Policy is designed to explain how we collect, use, store, retain, disclose by transmission, disseminate or otherwise make available (collectively “Process”) your Personal Information. Please be aware that the Ampla Services is integrated with certain third parties (“Third Party Servicers”) including, but not limited to Evolve Bank & Trust, Member FDIC (“Evolve”) and Synapse Financial Technologies, Inc. (“Synapse”). The privacy policies of these Third Party Servicers will govern their collection, use, disclosure and processing of your Personal Information.

Our Terms of Service Agreement describes in detail why we need, and are sometimes required to, collect Personal Information. This Privacy Policy describes how we use that data, what we do with it and when we may share it with other parties. If at any time you have questions about our Privacy Policy, please contact Ampla.

Capitalized terms that are not defined in these terms and conditions have the definitions provided in the Ampla Service Agreement.

Information We collect

You are not required by law to provide us with any Personal Information. However, our ability to provide all features on the Site and Ampla Services to you may be conditioned on you voluntarily providing us with your Personal Information.

This Personal Information may be sensitive in nature. Personal Information may include your legal name, social security number, home and/or business address, other identifying information about who you are. In addition to collecting information about your own identity, we also collect certain information about transactions which you may be involved.

We collect information about the Company. Such information includes but is not limited to the State where the Company is incorporated; documents related to the organization of the Company; financial information about the Company, including real-time financial accounting information provided to and by third-parties and linked accounts; credit information about the Company; and any information related to the compliance and/or enforcement with respect to federal and state anti-money laundering and banking laws and regulations.

We use Third Party Servicers to access, process, and collect information about the Company’s financial and purchase activity. Any time you link an account, we may receive real-time data and information associated with the linked accounts including account names, transactions (and transaction history), account balances, bank routing numbers, and unique identifiers.

What Is Personal Information?

“Personal Information” is any information that can be used to identify you. It includes, but is not limited to, name, date of birth, home address, billing and shipping address, email address, photograph, government-issued identification information (such as driver’s license number, social security number or passport number), financial information (such as bank account details, payment card numbers, credit reports), authentication details, and IP address or other device information. Personal Information does not include information that does not identify a specific person.

Why We Collect Information

The information we collect from you is reasonably necessary to provide you with the Services and products we offer. These Services or products include banking services, credit services, investment advice and transaction opportunities.

We also collect information to customize offers to you, tailor our services or products for you, conduct marketing functions, maintain complete and accurate contact information and fulfill our legal obligations with respect to the Bank Secrecy Act, anti-money laundering and counterterrorism.

How We Collect Information

One of the ways we collect information is directly from you. At the time of account opening, you are required to provide certain information about yourself and the business you are opening the Ampla Account for. We collect this information either (1) in person; (2) through documentation you provide to us; (3) telephone calls with you or Third Party Servicers; (4) e-mails with you or Third Party Servicers; (5) the access provided to you on our websites and/or applications; (6) research using Third Party Servicers and (6) ongoing communications with you or your business’ employees or associated persons.

We may also collect your personal information from individuals who are listed as associated with the Ampla Account which you are associated, public sources, yours or our advisor(s), introducers, referrers, brokers, credit reporting agencies, and other reporting organizations or exchanges that serve the financial services industries.

In other cases, it may be provided to Ampla indirectly, such as the IP address of the computer or device you use to connect with us online or by a Third Party Servicer from whom you seek to obtain services or are obtaining services.

How We Store Your Information

We keep the information we collect, including any Personal Information, in electronic and physical records in accordance with our internal procedures. The records are located at our premises and the premises of our Third Party Servicers. The information may be processed or stored physically or in the cloud, which could mean that the information is stored outside the United States. Any time this occurs, we take steps to protect the information and keep it secure from any persons who are not authorized to use or share the information.

Ampla will store your Personal Information only for as long as is reasonably necessary to provide the Ampla Services and to facilitate your use of Third Party Servicers’ services or to comply with applicable law, taking into consideration our relationship with you, the Third Party Servicers’ relationship with you, our or their service providers’ relationship with you, the purposes stated in this Policy, our need to resolve disputes or claims or assist with investigations, and our need to respond to requests for such information from government regulatory authorities and other organizations, or otherwise comply with legal and regulatory requirements under applicable law.

How We Use Your Information

We use your information in a variety of ways. Specifically, we use your information to: process applications and onboard you; manage our own products and services, including product and service testing and modeling; conduct a comprehensive risk analysis and risk report; communicate information about your Ampla Account to Third Party Servicers and vendors; prevent or mitigate financial crimes such as fraud or anti-money-laundering; communicate information about any of your transactions; assess creditworthiness and evaluate whether you have the ability to make payments owed to us on time; and investigate inquiries or complaints.

We may also anonymize your data as part of and for our own processes and procedures for market research and new product development. To the extent permitted by law and without your express permission, we may also permit our Third Party Servicers or affiliates to use your Personal Information. We do not sell your personal data.

This preceding two paragraphs are in addition to, and not in replacement of, any rights you may grant Ampla in any other agreement between you and us, including, but not limited to, a nondisclosure and data agreement.

Disclosure Of Your Information

At times, we may be required to disclose information about you to law enforcement authorities who are non-employees of Ampla. We may share Personal Information and other information about you to law enforcement when reasonably necessary and when our Third Party Servicers who provide services in connection with our Services and products request the information to be shared and/or when we or they are required to comply with any legal, regulatory or compliance obligations.

We may also share your information in connection with the undertaking of a particular business initiative, including any business transactions between Ampla and other companies. Such business initiative may include, but is not limited to a merger, acquisition and the management of our business operations or assets.

International considerations: The Ampla Services and the purposes for which your Personal Information is processed may cause your Personal Information to be processed and/or stored outside of the United States. Therefore, your Personal Information may be sent to other countries with data protection standards that differ from those of your home country. By supplying your Personal Information to Ampla either directly or indirectly, you consent to your information being transferred across international borders to Ampla and its affiliates, Third Party Servicers, and agents. Vendors and other outside contractors we engage are subject to our contractual requirements for safeguarding Personal Information.

Upkeeping Your Information

Ampla strives to ensure that any information collected from you or gathered about you is complete, accurate and up to date. We take reasonable steps to ensure we meet this goal by, among other things, requesting information from you on an ongoing basis, conducting research through Third Party Services, research publicly available information and searching for media associated with you or the business which you are affiliated with.

Information Security

At Ampla, security is a priority. We use certain physical, organizational, and technical safeguards that are designed to protect Personal Information submitted to us, and we employ appropriate measures, including advanced technology, to protect Personal Information against unauthorized access, disclosure, alteration, or destruction. These measures may include, among others, physical access security, administrative security measures, data encryption, firewalls, and other appropriate technologies. Ampla reviews and enhances its security systems as necessary. Notwithstanding Ampla’s efforts, no security measure is perfect or impenetrable and no method of transmission over the internet or electronic storage is 100% secure. Therefore, Ampla cannot guaranty complete security of the transmission or storage of your Personal Information.

It is important that you maintain the security and control of your account credentials, and not share your password with anyone. We offer our Users two-factor authentication which is designed to protect their account. Please make use of this added protection.

Our Website and Online Services Cookies

Cookies are small data files that are stored in your device memory or on your hard drive when you visit a website. Cookies may be used as a mechanism to recognize you, record behavior, and/or customize your experience with the Site. They can also be used to monitor Site activity, mitigate risk, measure the effectiveness of promotions and prevent potential fraud. If you choose to disable cookies, your use of the Site may be limited or otherwise affected. By using this Site, you permit us to collect and use your information related to Site access and device activity. You can learn more about cookies by visiting http://www.allaboutcookies.org.

By using the Site, you consent to the placement of cookies, beacons, and similar technologies in your browser and on emails in accordance with this Policy. The information collected in this manner includes IP address, browser characteristics, device IDs and characteristics, operating system version, language preferences, referring URLs, location data, and information about your usage of the Ampla Services.

We may use this information, for example, to ensure that the Ampla Services function properly, to determine how many Users have visited certain pages or opened messages, or to prevent fraud. We also work with analytics providers which use cookies and similar technologies to collect and analyze information about use of the Ampla Services and report on activities and trends. If you do not want information collected through the use of cookies, there is a procedure in most browsers that allows you to automatically decline cookies or be given the choice of declining or accepting the transfer to your computer of a particular cookie (or cookies) from a particular site. You may also wish to refer to http://www.allaboutcookies.org/manage-cookies. If, however, you do not accept cookies, you may experience some inconvenience in your use of the Service.

Third Party Servicers

We may use third party analytics vendors to evaluate and provide us with information about your use of the Site and/or the Ampla Services. We do not share your information with these third parties, but theses analytics service providers may set and access their own cookies, pixel tags and similar technologies on the Site and they may otherwise collect or have access to information about you which they may collect over time and across different websites.

Online Tracking

Some browsers incorporate a Do Not Track feature that signals to websites you visit that you do not want to have your online activity tracked. Tracking is not the same as using or collecting information in connection with a single website. For these purposes tracking refers to collecting personally identifiable information from consumers who use or visit a website or online service as they move across different websites over time.

How browsers communicate the Do Not Track signal is not yet uniform. As a result, the Website is not yet set up to interpret or respond to Do Not Track signals communicated by your browser. Even so, as described more fully throughout this Policy, we limit our use and collection of your Personal Information.

For a description of Do Not Track protocols for browsers and mobile devices, or simply to learn more about the choices available to you, you can visit the All About Do Not Track website: http://allaboutdnt.com.

Your Choices

You may, of course, decline to share certain information with us, in which case we may not be able to provide to you some of the features and functionality of the Ampla Services. Users may update, correct, or delete certain account information at any time by accessing your account preferences page. Some account information may not be changed due to legal banking requirements.

From time to time, we send marketing e-mail messages to Users. If you no longer want to receive such emails from us on a going forward basis, you may opt-out via the "unsubscribe" link provided in each such email.

The Site And Ampla Services Are Not Directed At Persons Under The Age Of 13 Years Old

The Ampla Services are intended for business use only and is not directed at persons under the age of 13. If you are a parent or guardian and believe we may have collected information about a person under the age of 13, please contact us at the email address or phone number set out at the beginning of this Policy. If we determine that we have inadvertently collected Personal Information from a person under the age of 13, we will promptly delete such information from our records to the extent permitted by applicable law.

Changes To This Privacy Policy

The "Last Updated" date at the top of this page indicates when this Policy was last revised. From time to time, Ampla may make changes to this Policy, so we encourage you to check back and review it regularly to ensure you are aware of current practices. Changes will be communicated through the Website or through your Ampla Services account. If the amendment or revision is required in order for Ampla and the Ampla Services to remain in compliance with applicable laws or regulations, then the amendment or revision shall take effect as of when it is posted to the Website or your Ampla Services account. If, on the other hand, the amendment or revision is not required under law, and you do not close your Ampla Services account within thirty (30) days of notice of the amendment or revision on the Website or in your account, then you shall be deemed to have accepted the amendment or revision. If you disagree with the changes, you must stop your use of the Ampla Services and discontinue use of our Website. Your continued use of the Ampla Services and/or the Website following the effective date of any change, constitutes your consent to any modification to this Policy.

Contact Us

If you have any questions about this Policy, or you want to make a complaint regarding any breach of your privacy by us, or you want to correct or update your Personal Information in our possession, you may contact us by email at [info@getampla.com] or call us at toll free (US) at [(833) 678-7483] or through the support page in the web application.